Quick, flexible, precise: the ability
to affect change and succeed
Managing customer decisions is like weather forecasting. You want to know the conditions so that you can plan ahead. With integrated data and analytics, PowerCurveTM Strategy Management gives you the insight and control you need to make more informed decisions. And when conditions change, as they often do, you can quickly adjust. Increasing competition and rising customer expectations are no longer challenges that slow you down. Now you have a solution that allows you to consistently make critical decisions, with confidence.
PowerCurveTM Strategy Management – How it works
PowerCurveTM Strategy Management helps you develop and deploy decision strategies more easily than before. You can also evaluate how well the strategies are working and continuously improve them over time. With this closed loop process, you can recognise signs of emerging risks or changing markets early on. And quickly adapt decision strategies to take advantage of opportunities and avoid negative outcomes. So as markets continue to shift, PowerCurve Strategy Management will help you keep risk in check, drive performance, and optimise the customer journey.
At Experian, we unlock the power of data to create opportunities for consumers, businesses and society. Managing and safeguarding the largest and most diverse data repository in the industry means we can provide the answers you need for faster, confident decisions. Contact our Experian sales representative today.
Assessing consumer’s credit risk through smartphone data
Smartphone Digital Footprint (SDF) Score enriches the credit decisioning process and provides reliable credit scores to a wider base of applicants by harnessing the power of ‘ready-to-use’ alternative data. In the absence of quantitative measures for banks and financial institutions to assess the creditworthiness of majority of the population, billions of people in emerging markets are left without access to institutional finance, presenting a huge gap and opportunity.
The richness of smartphone footprint data will be increasingly seen as an important source of alternative data, with Experian's SDF Score bridging the gap of data availability from traditional credit bureaus by enabling financial institutions to credit score a wider base of applicants and grow their credit portfolio in an efficient and scalable manner.
How Experian can help
Increase revenue with higher take-up rates
Reduce time to decision and enhance the customer experience
Improve operational efficiency
Manage risk more effectively
Minimise losses and bad debt
Gain flexibility to quickly respond to changing market conditions
Ensure compliance with regulatory policies